PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE

TERMS OF WEBSITE USE

These terms of use, together with the documents referred to in it, tell you the terms upon which you may make use of our website www.cleveradviser.com (website) and how we deal with your personal information when you do use our website, whether as a guest or a registered user. Use of our website includes accessing, browsing or registering to use our website.

Please read these terms of use carefully before you start to use our website, as these will apply to your use of our website. We recommend that you print a copy of these terms for future reference.

By using our website, you confirm that you accept these terms of use and that you will comply with them.

If you do not agree to these terms of use, you must not use our website.

OTHER APPLICABLE TERMS

These terms of use refer to our cookie policy, which also apply to your use of our website. Our cookie policy sets out information about the cookies we use on our website and can be found here www.cleveradsviser.com/cookies

ABOUT US

www.CleverAdviser.com is a website operated by Clever Adviser Technology Limited (“We”).  We are registered in England and Wales under company number 02910523 and have our registered (and trading) office at Watergate House, 85 Watergate Street, Chester, Cheshire CH1 2LF.  Our VAT number is 982550303.

CHANGES TO THESE TERMS

We may revise these terms of use at any time by amending this page.

Please check this page from time to time to ensure you are aware of any changes we have made, as they are binding on you.

CHANGES TO OUR WEBISTE

We may update our website from time to time and may change the content at any time. However, please note that any of the content on our website may be out of date and we are under no obligation to update it.

We do not guarantee that our website, or any content on it, will be free from errors or omissions.

ACCESSING OUR WEBSITE

Our website is made available free of charge.

We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. Access to our website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our website without notice. We will not be liable to you if for any reason our website is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our website.

You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

YOUR ACCOUNT AND PASSWORD

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at mail@cleveradviser.com.

INTELLECTUAL PROPERTY RIGHTS

We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our website for your personal use and you may draw the attention of others within your organisation to content posted on our website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You must not use any part of the content on our website for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

 

TRADE MARKS

“CleverAdviser”, “Completely Clever”, “Clever Foundations”, “Clever Investor” and “Clever MPS” are all UK registered trademarks of Clever Adviser Technology Limited.

NO RELIANCE

The content on our website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our website.

Although we make reasonable efforts to update the information on our website, we make no representations, warranties or guarantees, whether express or implied that the content on our website is accurate, complete or up-to-date.

LIMITATION OF LIABILITY

This website and its content are provided “as is” excluding any warranties of any kind, either express or implied, to the fullest extent permitted under applicable law.

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that may not be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our website or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with use of, or inability to use, our website and/or use of or reliance on any content displayed on our website.

If you are a business user, please note that in particular, we will not be liable for loss of profits, sales, business, or revenue, business interruption, loss of anticipated savings, loss of business opportunity, goodwill or reputation and/or any indirect or consequential loss or damage.

If you are a consumer user, please note that we only provide our website for domestic and private use. You agree not to use our website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any content on it, or on any website linked to it.

Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any services by us to you, which will be set out in the relevant service supply terms (available on request).

UPLOADING CONTENT TO OUR SITE

Whenever you make use of a feature that allows you to upload content to our website or to make contact with other users of our website, all such contributions by you must:

  • be accurate (where they state facts);
  • comply with applicable law in the UK and in any country from which they are posted;
  • not contain any material which is defamatory of any person, or which is obscene, offensive, hateful or inflammatory;
  • not promote any illegal activity, sexually explicit material, violence or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
  • not infringe any copyright, database right or trademark of any other person;
  • not be threatening or abuse or invade another’s privacy, or cause annoyance, inconvenience or anxiety, harass, upset, embarrass and/or alarm any other person;
  • not be used to impersonate any other person, or to misrepresent your identity or affiliation with any person; and/or
  • not give the impression that they emanate from us.

 

You warrant that any such contribution will comply with the standards outlined above in these terms, and you will be liable to us and indemnify us for any breach of that warranty. If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.

Any content you upload to our website will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.

We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our website constitutes a violation of their legal rights (including, without limitation, intellectual property rights, or their right to privacy).

We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our website.

We have the right to remove any posting you make on our website if, in our opinion, your post does not comply with the content standards set out above.

The views expressed by other users on our website do not represent our views or values.

VIRUSES

We do not guarantee that our website will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access our website. Please ensure that you use virus protection software.

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful.

You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

THIRD PARTY WEBSITE LINKS

Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only.  Please note these website have their own privacy policies and website terms of use, which you should read prior to accessing the third party website. We have no responsibility for the content of those websites or pages and accept no liability for any losses whatsoever that may be incurred as a result of any linking to the same.

 

APPLICABLE LAW

If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by English law. You and we both agree to that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

Thank you for visiting our website.